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Supplier of quality used parts for VW AUDI MERCEDES & Damaged Repairable Salvage.
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7 SPEED DSG AUTOMATIC IN WHITE.
1.6 TDi Turbo Diesel Engine.
Alarm System with Immobiliser.
ESP Traction Control.
Please note offers will only be accepted once we have spoken on the phone.
Delivery can be arranged but car will need to be paid for in full first.
New insurance write-off system arriving October 2017 Explained.
From 1 October 2017 the categories received a shake-up to reflect the complexity of repairs on modern vehicles. In recent times, deciding on whether a car should return to the open road has become more difficult. As a result, there has been a new set of categories devised and implemented to make sure that it is the condition of the vehicle which is assessed rather than the cost of the repair.
- S: Structurally damaged repairable
- N: Non-structurally damaged repairable
New cars are said to come with more complex technology making it harder for insurers and body shops to identify how to safely fix cars involved in accidents. The new categories aim to make it tougher for vehicles that should be scrapped to reappear on the roads. This is thanks to greater emphasis on the condition of the vehicle than repair costs as well as the introduction of minimum qualification requirements for those who categorise vehicle salvage.
A and B categories will still apply for cars that should not be sent back on the road, though parts from Cat B write-offs can be reused.
The S and N codes now differentiate between structural and non-structural damage, with vehicles in both instances repairable and allowed to be sent back onto the road.
How repair costs are calculated
The insurer uses figures that are worked out using brand-new manufacturer parts and official workshops, which inflates them somewhat, so there's every possibility that a Cat C or D will be easy to repair, and probably has been repaired before it's put back on sale.
Legislation means that any car that has been classified as a Cat C or Cat D write-off must have it logged with the DVLA where it can be easily checked by any potential buyer.
The attraction of Cat C & D cars is that while superficial damage can cost a fortune to repair through official channels, it's not impossible to get them repaired for less outlay. Using a trusted independent garage, second-hand parts and even a spot of DIY can make Cat C and D vehicles a cheap way to get behind the wheel of a decent car.
Soon there will be category N and S cars on sale and these, like C and D cars can be more interesting to buyers. Cat Ns are non structural, which could again mean it has been stolen, or it could be problems such as extensive electrical problems – requiring thousands of pounds to fix. Cat S is structural damage, which when repaired can make the car perfectly useable on the road
Should you buy a Cat C,D, N, or S car?
It's certainly worth considering - the nature of these write-offs is that while they could be made safe, it's uneconomical for an insurer to do so. However, a private buyer doesn't have the same hoops to jump through as an insurer does - if the car can pass an MoT, then the job's done – so it's possible to bag a bargain.